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Metro Credit Union

Easy Live/work/school/business in 11 MA counties (incl. Boston core) · $5 share

Easy

Who can join: Live, work, go to school, or have a place of business in Essex, Middlesex, Norfolk, Suffolk, Worcester, Plymouth, Barnstable, Bristol, Franklin, Hampshire, or Hampden County, MA · or listed NH counties · or family of a member

Min deposit$5 Metro Membership Savings initial depo
Monthly feeConfirm on fee schedule
ATMConfirm ATM / shared branch network on metrocu.o
Last verified2026-10-26

Go to Metro Credit Union membership page →

Who can joinLive, work, go to school, or have a place of business in Essex, Middlesex, Norfolk, Suffolk, Worcester, Plymouth, Barnstable, Bristol, Franklin, Hampshire, or Hampden County, MA · or listed NH counties · or family of a member
How hardEasy
Fees / share$5 Metro Membership Savings initial deposit (published)
ATM notesConfirm ATM / shared branch network on metrocu.org
Official name
Metro Credit Union
Charter / type
NCUA-insured Massachusetts state-chartered credit union (confirm via NCUA locator). Chelsea, MA–based; also publishes MSIC excess coverage.
Field of membership (summary)
Published Become a Member: eligible if you live, work, go to school, or have a place of business in Essex, Middlesex, Norfolk, Suffolk, Worcester, Plymouth, Barnstable, Bristol, Franklin, Hampshire, and Hampden County, Massachusetts; or in Hillsborough, Rockingham, Cheshire, Merrimack, and Strafford County, New Hampshire. Family of current Metro members may join regardless of where they live.
Join steps (as published)
Confirm a listed MA/NH county live/work/school/business path (or family). Open a Metro Membership Savings Account with an initial deposit of $5.00 online or in branch via metrocu.org. Have primary/secondary ID as published on the membership page.
Fees (only if published)
Published: open a Metro Membership Savings Account with an initial deposit of $5.00. Other product fees / monthly fees: confirm on current Metro disclosures (not invented here).
ATM / network notes
ATM / surcharge-free network details: confirm on metrocu.org (not invented here).
Branches serving Greater Boston
Greater Boston / Eastern & Central MA footprint (Chelsea HQ area and branches) — use metrocu.org locations. Do not invent addresses.
Caveats
Community path is the named counties — not every New England ZIP. Insurance: Publishes NCUA federal share insurance (typically to NCUSIF limits) plus MSIC Massachusetts excess coverage above NCUA limits — MSIC is not ASI and is not a substitute for NCUA. Confirm current insurer language on the CU site and via the NCUA locator. CIP applies.
Join difficulty rationale
Easy — published multi-county MA live/work/school/business community FOM covering the Greater Boston core counties, with a clear $5 share.

Sources

Related on Joinable

Not a guarantee: Meeting the published field of membership does not mean you will be approved. Credit unions still run identity checks (CIP) and their own account rules.

Last verified: 2026-10-26 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying.