Jeanne D'Arc Credit Union
Easy Live/work/school in Middlesex or Essex · $5 membership account
Easy
Who can join: Live, work, or attend school in Middlesex or Essex County, MA · or listed MA towns (Fitchburg, Leominster, Harvard, Lunenburg, Lancaster) · or Hillsborough/Rockingham NH · or family
Min deposit$5 membership account deposit (published
Monthly feeConfirm on fee schedule
ATMConfirm ATM / shared branch network on jdcu.org
Last verified2026-10-26
Who can joinLive, work, or attend school in Middlesex or Essex County, MA · or listed MA towns (Fitchburg, Leominster, Harvard, Lunenburg, Lancaster) · or Hillsborough/Rockingham NH · or family
How hardEasy
Fees / share$5 membership account deposit (published)
ATM notesConfirm ATM / shared branch network on jdcu.org
- Official name
- Jeanne D'Arc Credit Union
- Charter / type
- NCUA-insured credit union (confirm via NCUA locator). Lowell-rooted; publishes NCUA up to $250,000 and MSIC over $250,000.
- Field of membership (summary)
- Published Join page: membership is open to everyone who lives, works or attends school in the Massachusetts counties of Middlesex or Essex; the cities or towns of Fitchburg, Leominster, Harvard, Lunenburg or Lancaster; or the New Hampshire counties of Hillsborough or Rockingham.
- Join steps (as published)
- Confirm Middlesex/Essex (or listed town / NH) path. Open a membership account with a $5.00 deposit via jdcu.org. Have ID as requested.
- Fees (only if published)
- Published: open a membership account with a $5.00 deposit (stays in the membership account until closed). Other product fees: confirm on current disclosures.
- ATM / network notes
- ATM / branch access: confirm on jdcu.org (not invented here).
- Branches serving Greater Boston
- Lowell / Merrimack Valley footprint (Dracut, Lowell, Nashua, Chelmsford, Westford, Methuen, Tyngsboro) — use jdcu.org. Do not invent addresses.
- Caveats
- Community path is Middlesex/Essex (plus named towns / NH) — not automatic Norfolk/Suffolk/Plymouth residency. Insurance: Publishes NCUA federal share insurance (typically to NCUSIF limits) plus MSIC Massachusetts excess coverage above NCUA limits — MSIC is not ASI and is not a substitute for NCUA. Confirm current insurer language on the CU site and via the NCUA locator. CIP applies.
- Join difficulty rationale
- Easy — published Middlesex/Essex county-wide live/work/school path with a clear $5 share.
Sources
Not a guarantee: Meeting the published field of membership does not mean you will be approved. Credit unions still run identity checks (CIP) and their own account rules.
Last verified: 2026-10-26 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying.