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City of Boston Credit Union

Easy Live/work/school in Middlesex, Norfolk, or Suffolk · $5 deposit

Easy

Who can join: Live, work, or attend school in Middlesex, Norfolk, or Suffolk Counties, MA · or family of an eligible person · or listed SEGs (e.g. FM Global, Northeastern)

Min deposit$5 minimum deposit (published)
Monthly feeConfirm on fee schedule
ATMConfirm ATM network on cityofbostoncu.com
Last verified2026-10-26

Go to City of Boston Credit Union membership page →

Who can joinLive, work, or attend school in Middlesex, Norfolk, or Suffolk Counties, MA · or family of an eligible person · or listed SEGs (e.g. FM Global, Northeastern)
How hardEasy
Fees / share$5 minimum deposit (published)
ATM notesConfirm ATM network on cityofbostoncu.com
Official name
City of Boston Credit Union
Charter / type
NCUA-insured Massachusetts credit union (confirm via NCUA locator). Also publishes MSIC excess coverage above NCUA limits.
Field of membership (summary)
Published Membership Information: eligible if you live, work, or attend school in Middlesex, Norfolk or Suffolk Counties, Massachusetts, or have a family member who does. Also via listed SEGs (e.g. FM Global employees/retirees; Northeastern University faculty/staff/retirees/alumni/students) and certain City/Commonwealth payroll paths as published.
Join steps (as published)
Confirm Middlesex/Norfolk/Suffolk live/work/school path (or family/SEG). Apply online or in person and make a minimum $5 deposit via cityofbostoncu.com.
Fees (only if published)
Published: make a minimum $5 deposit to join. Other product fees: confirm on current City of Boston CU disclosures (not invented here).
ATM / network notes
ATM access: confirm on cityofbostoncu.com (not invented here).
Branches serving Greater Boston
Boston-area branches — use cityofbostoncu.com locations. Do not invent addresses.
Caveats
Community path is three named counties only — not automatic Essex/Plymouth residency. Insurance: Publishes NCUA federal share insurance (typically to NCUSIF limits) plus MSIC Massachusetts excess coverage above NCUA limits — MSIC is not ASI and is not a substitute for NCUA. Confirm current insurer language on the CU site and via the NCUA locator. CIP applies.
Join difficulty rationale
Easy — published Middlesex/Norfolk/Suffolk live/work/school community path with a clear $5 deposit.

Sources

Related on Joinable

Not a guarantee: Meeting the published field of membership does not mean you will be approved. Credit unions still run identity checks (CIP) and their own account rules.

Last verified: 2026-10-26 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying.