Vida Federal Credit Union

Official name

Vida Federal Credit Union (Vida FCU)

Charter / type

NCUA-insured federal credit union (federal insurance language published on Vida membership page). Confirm via NCUA locator.

Field of membership (summary)

Published: Vida FCU serves everyone who lives, works, worships, or attends school in San Bernardino County. Also: work or regularly do business in the county; volunteer in the community; immediate family or household member of a current member; business or organization located in San Bernardino County.

Join steps (as published)

Confirm San Bernardino County connection. Apply online (~5 minutes per site) or call/visit. Open savings — Vida publishes that it deposits the $5 membership share for you. No credit check to join (published).

Fees (only if published)

Published: membership is free; Vida deposits the $5 membership share into savings. Zero overdraft / NSF fees marketed — confirm current disclosures for other fees.

ATM / network notes

ATM / digital banking: confirm on vidafcu.org..

Branches serving Inland Empire

Ontario HQ published (1520 N. Palmetto Ave, Ontario, CA 91762) — San Bernardino County community CU. Use vidafcu.org for locations. Riverside County is not on the published SB community FOM.

Caveats

San Bernardino County path — not Riverside County unless you work/worship/school/do business in SB or qualify via family/household. Local CU — confirm branch vs digital access.

Join difficulty rationale

Easy — published San Bernardino County live/work/worship/school community path with CU-funded $5 share — Easy for SB side of the IE.

Last verified: 2026-10-26 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying.