Suncoast Credit Union
Easy Live, work, attend school, or worship in served FL counties including Miami-Dade, Broward, Palm Beach
Easy
Who can join: Live / work / school / worship in Suncoast’s served FL counties incl. Miami-Dade, Broward, Palm Beach · or Florida College alumni / family as published
Min deposit$5
Monthly feeSee fee schedule (published mention)
ATMSuncoast + Publix Presto + CO-OP surcharge-free ATMs (published) — confirm locator
Last verified2026-10-26
Who can join
Live / work / school / worship in Suncoast’s served FL counties incl. Miami-Dade, Broward, Palm Beach · or Florida College alumni / family as published
How hard
Easy
Fees / share
$5 Regular Share Membership (published)
ATM notes
Suncoast + Publix Presto + CO-OP surcharge-free ATMs (published) — confirm locator
- Official name
- Suncoast Credit Union
- Charter / type
- NCUA-insured credit union (confirm via NCUA locator).
- Field of membership (summary)
- Published: anyone who lives, works, or attends school (and, per consumer reviews paraphrasing Suncoast, worships) in the Florida counties Suncoast serves can join. Suncoast’s own materials and widely cited county lists include Broward, Miami-Dade, and Palm Beach among ~39 counties. Also Florida College alumni and immediate family of members as published. Confirm your county on Suncoast’s eligibility checker / membership page.
- Join steps (as published)
- Verify eligibility on suncoast.com, then open a Regular Share Membership savings with $5 via the online join flow or a service center.
- Fees (only if published)
- Published: Regular Share Membership requires a $5 minimum deposit / maintain $5 to remain a member. Smart Checking marketed with no monthly maintenance fee — confirm current disclosures.
- ATM / network notes
- Published: no ATM fees from Suncoast ATMs, Publix Presto ATMs, or CO-OP network ATMs (per membership marketing). Confirm locator and any out-of-network fees.
- Branches serving South Florida
- Florida’s largest CU by membership — Tampa-rooted with statewide service centers. South Florida residents should confirm nearest branch; digital banking is emphasized.
- Caveats
- Always run Suncoast’s own eligibility tool for your address — county lists in secondary articles can lag. Branch density varies by metro.
- Join difficulty rationale
- Easy — published Florida multi-county live/work/school path covering the South Florida tri-county area, with a $5 share and CO-OP ATM access.
Not a guarantee: Meeting the published field of membership does not mean you will be approved. Credit unions still run identity checks (CIP) and their own account rules.
Last verified: 2026-10-26 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying.