Dade County Federal Credit Union

Official name

Dade County Federal Credit Union (DCFCU)

Charter / type

NCUA-insured federal credit union (confirm via NCUA locator).

Field of membership (summary)

Published: individuals and their families who live, work, worship, attend school, or operate a business in Palm Beach, Broward, Miami-Dade, or Monroe County are eligible to join. DCFCU announced a 2026 expansion adding Palm Beach and Monroe alongside its historical Miami-Dade / Broward community path.

Join steps (as published)

Confirm county path (live/work/worship/school/business). Open a Share Savings account via dcfcu.org (Become a Member / Join). Have ID ready. Eligibility subject to verification.

Fees (only if published)

Published: Share Savings requires $5 to open (membership share). Other savings products may cite different opening amounts on account pages — confirm current disclosures.

ATM / network notes

ATM / surcharge-free network: confirm on dcfcu.org (locator / fee schedule)..

Branches serving South Florida

South Florida footprint (Miami-Dade and Broward branches published historically; expansion messaging for Palm Beach / Monroe) — use dcfcu.org branch locator..

Caveats

County FOM ≠ every Miami / Fort Lauderdale / West Palm ZIP has a branch. Monroe / Palm Beach are included only as DCFCU publishes them — still verify your address. CIP applies.

Join difficulty rationale

Easy — published four-county South Florida live/work/worship/school/business community path with a $5 share.

Last verified: 2026-10-26 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying.