Power Financial Credit Union

Official name

Power Financial Credit Union (PFCU)

Charter / type

NCUA-insured credit union (confirm via NCUA locator).

Field of membership (summary)

Published: anyone who lives, works, or goes to school in Broward, Charlotte, Collier, Lee, Martin, Miami-Dade, Monroe, Palm Beach, Hillsborough, Manatee, Pinellas, Sarasota, or St. Lucie Counties. Also employees of FPL/NextEra, Ryder System, Sanitas, and members/employees of Bonefish & Tarpon Trust (SEG paths), plus immediate family of current members.

Join steps (as published)

Confirm county or SEG/family path. Open a Share Savings with the published $5 minimum via powerfi.org. Provide identity documents as requested (PFCU notes two valid IDs on application materials).

Fees (only if published)

Published: minimum initial deposit of $5.00 for membership (and $20.00 for checking on the membership application PDF — confirm current account pages).

ATM / network notes

Published marketing references shared branches and thousands of ATMs — confirm Co-Op / shared-branch details and fees on powerfi.org.

Branches serving South Florida

South Florida–rooted footprint — use powerfi.org locations. Expanded Gulf Coast / Tampa Bay counties do not guarantee a dense Miami branch map.

Caveats

Community path is county-based, not every ZIP. SEG employers are alternate paths — labeled separately. Always verify your county on the current eligibility FAQ.

Join difficulty rationale

Easy — published multi-county Florida live/work/school path that explicitly includes the Miami / Broward / Palm Beach metro core, with a $5 share.

Last verified: 2026-10-26 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying.