Novo Federal Credit Union
Medium Live, work, worship, or attend school in named Inland Empire cities (list) — or SEG / family paths
Medium
Who can join: Live / work / worship / school in named cities: Chino, Chino Hills, Corona, Eastvale, Fontana, Jurupa Valley, Norco, Ontario, Rancho Cucamonga, Riverside (+ unincorporated areas) · or correctional / public-service / fami
Min depositMembership fee free (published); share $ not separately published
Monthly feeNot published on listing
ATMCO-OP ATMs referenced (non-COOP $2) — confirm locator
Last verified2026-10-26
Who can join
Live / work / worship / school in named cities: Chino, Chino Hills, Corona, Eastvale, Fontana, Jurupa Valley, Norco, Ontario, Rancho Cucamonga, Riverside (+ unincorporated areas) · or correctional / public-service / family paths
How hard
Medium
Fees / share
Membership fee free (published); share $ not separately published
ATM notes
CO-OP ATMs referenced (non-COOP $2) — confirm locator
- Official name
- Novo Federal Credit Union
- Charter / type
- Federal credit union. Deposits NCUA-insured (confirm via locator). Novo also publishes ASI Excess Share Insurance (excess coverage above NCUA limits) — primary insurance remains NCUA; excess ASI is additional, not a substitute.
- Field of membership (summary)
- Published: membership available to anyone who lives, works, worships, or attends school in Chino, Chino Hills, Corona, Eastvale, Fontana, Jurupa Valley, Norco, Ontario, Rancho Cucamonga, or Riverside (and their unincorporated areas). Also correctional professionals, public-service employees, retirees, immediate family, and other qualifying community members as described on Novo’s about page.
- Join steps (as published)
- Confirm your city is on the published list (or SEG/family path). Contact Novo / join via novocu.org. Membership fee listed as Free on the fee schedule; confirm current share / savings opening amount on account disclosures (not separately published on fee schedule reviewed).
- Fees (only if published)
- Fee schedule (eff. Jan 1, 2024): Membership Fee: Free. Monthly checking $6 (waivable with eStatements per footnote). Share / par-value dollar amount: not separately published on fee schedule reviewed. Non-COOP ATM withdrawal $2.
- ATM / network notes
- Fee schedule lists Non-COOP ATM Withdrawal $2.00. Confirm CO-OP / shared-branch access on novocu.org.
- Branches serving Inland Empire
- Norco HQ published (2191 5th Street, Suite 202, Norco, CA 92860). City-list FOM spans west IE / Riverside corridor — not every San Bernardino city (e.g. San Bernardino city proper, Redlands, Victorville) is on the published list.
- Caveats
- Medium because FOM is a named city list, not whole-county. San Bernardino city / High Desert / many east-IE cities are outside the published list unless SEG/family applies. Excess ASI is optional supplemental coverage — NCUA is primary.
- Join difficulty rationale
- Medium — published named-city Inland Empire live/work/worship/school path — Medium (city list, not whole SB/Riverside counties).
Sources
Not a guarantee: Meeting the published field of membership does not mean you will be approved. Credit unions still run identity checks (CIP) and their own account rules.
Last verified: 2026-10-26 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying.