MIDFLORIDA Credit Union
Easy Live, work, worship, or attend school in 59 FL counties including Miami-Dade, Broward, Palm Beach
Easy
Who can join: Live / work / worship / school in published FL counties incl. Miami-Dade, Broward, Palm Beach (59-county FOM)
Min depositConfirm share $ on site (materials cite low $ membership share)
Monthly feeNot published on listing
ATMConfirm ATM / branch network on midflorida.com
Last verified2026-10-26
Who can join
Live / work / worship / school in published FL counties incl. Miami-Dade, Broward, Palm Beach (59-county FOM)
How hard
Easy
Fees / share
Confirm share $ on site (materials cite low $ membership share)
ATM notes
Confirm ATM / branch network on midflorida.com
- Official name
- MIDFLORIDA Credit Union
- Charter / type
- NCUA-insured credit union (confirm via NCUA locator).
- Field of membership (summary)
- Published: individuals and businesses who live, work, worship, or attend school in MIDFLORIDA’s field-of-membership counties (59 of 67 Florida counties). The published county list explicitly includes Broward, Miami-Dade, and Palm Beach (among many others — see service-area page).
- Join steps (as published)
- Confirm your county on midflorida.com/about-us/service-area. Open an account online or walk into a branch (walk-ins welcome per site). Switch kit available.
- Fees (only if published)
- Share / membership minimum: confirm on current MIDFLORIDA account disclosures (.). Free Checking promotions have separate incentive rules — not join fees.
- ATM / network notes
- 60+ branches statewide (Tampa Bay to Treasure Coast / Naples corridor) — South Florida residents should confirm nearest branch vs digital. ATM network: confirm on site.
- Branches serving South Florida
- Central / Southwest Florida–heavy branch map — FOM includes South Florida counties, but do not assume a Miami storefront. Use midflorida.com locator.
- Caveats
- FL-wide FOM with Central Florida roots — great Easy path on paper; branch density in Miami-Dade may be thin. Always confirm county on the official list.
- Join difficulty rationale
- Easy — published 59-county Florida live/work/worship/school path that explicitly lists Miami-Dade, Broward, and Palm Beach.
Not a guarantee: Meeting the published field of membership does not mean you will be approved. Credit unions still run identity checks (CIP) and their own account rules.
Last verified: 2026-10-26 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying.