MPS Credit Union
Easy Live, work, or worship in Miami-Dade, Broward, Palm Beach, Monroe, Martin, or St. Lucie
Easy
Who can join: Live / work / worship in Miami-Dade, Broward, Palm Beach, Monroe, Martin, or St. Lucie · or postal / federal employees & families · or family of members
Min deposit$5
Monthly feeNot published on listing
ATMConfirm shared-branch / ATM access on mpscu.org
Last verified2026-10-26
Who can join
Live / work / worship in Miami-Dade, Broward, Palm Beach, Monroe, Martin, or St. Lucie · or postal / federal employees & families · or family of members
How hard
Easy
Fees / share
$5 Member Savings (published)
ATM notes
Confirm shared-branch / ATM access on mpscu.org
- Official name
- MPS Credit Union (Miami Postal Service Credit Union)
- Charter / type
- NCUA-insured state-chartered credit union (confirm via NCUA locator).
- Field of membership (summary)
- Published: membership open to everyone who lives, works, or worships in Miami-Dade, Broward, Palm Beach, Monroe, Martin, or St. Lucie Counties; postal employees and retirees as well as Federal Government employees and their families; immediate family of members regardless of where they live; and businesses in Miami-Dade and Broward via SEG program.
- Join steps (as published)
- Confirm county (or postal/federal/family) path. Open a Member Savings Account with a $5 deposit via mpscu.org. Once a member, membership continues while the account stays active.
- Fees (only if published)
- Published: open Member Savings with a $5 deposit. Free checking marketed as truly free — confirm current fee schedule.
- ATM / network notes
- Published: access to thousands of shared branches, free online/mobile banking — confirm ATM network details on mpscu.org.
- Branches serving South Florida
- Miami-based (2190 NW 72 Avenue published) — use mpscu.org for locations. Community FOM covers tri-county + Monroe/Martin/St. Lucie.
- Caveats
- Despite “Postal” heritage, the published community path is county live/work/worship — still verify. Business SEG path is separate.
- Join difficulty rationale
- Easy — published six-county South Florida live/work/worship community path including the full tri-county metro, with a $5 share.
Sources
Not a guarantee: Meeting the published field of membership does not mean you will be approved. Credit unions still run identity checks (CIP) and their own account rules.
Last verified: 2026-10-26 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying.