First Florida Credit Union

Official name

First Florida Credit Union

Charter / type

NCUA-insured credit union (confirm via NCUA locator).

Field of membership (summary)

Published: membership open to anyone who lives or works in listed Florida counties including Alachua, Baker, Bay, Bradford, Brevard, Broward, Calhoun, Clay, Columbia, Duval, Flagler, Franklin, Gadsden, Gulf, Hillsborough, Indian River, Jackson, Jefferson, Leon, Liberty, Madison, Marion, Martin, Miami-Dade, Nassau, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, St. Johns, Seminole, Taylor, Union, Volusia, Wakulla, Walton, and Washington. Also Select Employee Groups and family sponsorship statewide.

Join steps (as published)

Confirm live/work county (or SEG/family). Open a Savings Prime Share with $5 via firstflorida.org (online or branch/appointment). Lifetime membership while account stays open.

Fees (only if published)

Published: minimum deposit of $5.00 to a Savings Prime Share Account.

ATM / network notes

ATM / digital banking: confirm on firstflorida.org.

Branches serving South Florida

Jacksonville-rooted with statewide county FOM — use firstflorida.org locations. Do not assume dense Miami branches.

Caveats

North Florida roots + broad county list. South Florida residents qualify via published Broward / Miami-Dade / Palm Beach / Martin live/work — still verify branch access vs digital.

Join difficulty rationale

Easy — published Florida multi-county live/work path that explicitly includes Broward, Miami-Dade, Palm Beach, and Martin, with a $5 share.

Last verified: 2026-10-26 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying.