Citadel Credit Union
Easy Live in PA, DE, NJ, NY, OH, MD, or WV · $1 savings
Easy
Who can join: Live in Pennsylvania, Delaware, New Jersey, New York, Ohio, Maryland, or West Virginia · or SEG · or family/household of an eligible member
Min deposit$1 one-time deposit into savings to acti
Monthly feeConfirm on fee schedule
ATMCitadel ATM locator (branches + surcharge-free A
Last verified2026-10-26
Who can joinLive in Pennsylvania, Delaware, New Jersey, New York, Ohio, Maryland, or West Virginia · or SEG · or family/household of an eligible member
How hardEasy
Fees / share$1 one-time deposit into savings to activate membership (published)
ATM notesCitadel ATM locator (branches + surcharge-free ATMs) — confirm on citadelbanking.com
- Official name
- Citadel Credit Union
- Charter / type
- NCUA-insured credit union (confirm via NCUA locator). Southeastern PA roots; multi-state geographic FOM.
- Field of membership (summary)
- Published Membership Requirements: anyone can open an account if they live in PA, DE, NJ, NY, OH, MD, or WV (Pennsylvania, Delaware, New Jersey, New York, Ohio, Maryland, and West Virginia). Also via affiliated Select Employee Group, or if a family/household member is eligible — no matter where you live.
- Join steps (as published)
- Confirm residence in a listed state (or SEG/family). Open savings with a one-time $1.00 deposit. Have SSN, government-issued ID, and funding method ready. Apply via citadelbanking.com.
- Fees (only if published)
- Published: a one-time $1.00 deposit into a savings account activates membership. Star Savings marketing elsewhere cites $1 minimum to open — confirm current Truth-in-Savings / fee schedule. Other product fees: confirm on site.
- ATM / network notes
- Published Citadel locator covers branches and surcharge-free / deposit-taking ATMs — confirm current network language and any non-Citadel ATM fees on citadelbanking.com.
- Branches serving Greater Philadelphia
- SEPA and multi-state footprint — use citadelbanking.com locations. Do not invent addresses.
- Caveats
- Geographic path is live in the listed states — not a claim of dense branches in every Philly ZIP. CIP applies.
- Join difficulty rationale
- Easy — published multi-state live-in geographic FOM including Pennsylvania, with a clear $1 share activation.
Not a guarantee: Meeting the published field of membership does not mean you will be approved. Credit unions still run identity checks (CIP) and their own account rules.
Last verified: 2026-10-26 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying.