Westerra Credit Union

Easy Live/work 7-county Denver metro · $5 prime share · or $5 DPS Foundation

Who can join Live or work in Adams, Arapahoe, Boulder, Broomfield, Denver, Douglas, or Jefferson County; family of members; or $5 Denver Public Schools Foundation contribution

How hard Easy

Fees / share $5 prime share deposit (published) · $5 DPS Foundation alt path

ATM notes Confirm ATM / network on westerracu.com (not invented here)

Official name: Westerra Credit Union
Charter / type: NCUA-insured credit union (confirm via NCUA locator).
Field of membership (summary): Published: anyone who lives or works in the 7-county Denver metro area (Adams, Arapahoe, Boulder, Broomfield, Denver, Douglas, Jefferson), is an immediate family member of a Westerra member, or contributes $5 to the Denver Public Schools Foundation (labeled donation path).
Join steps (as published): Confirm 7-county live/work (or family / $5 DPS Foundation). Open membership with published $5 prime share deposit. Apply via westerracu.com.
Fees (only if published): $5 prime share deposit required for membership (published on product/rate pages). DPS Foundation path is a separate $5 contribution when geography/family does not apply. Other fees: confirm on Westerra schedules.
ATM / network notes: ATM / network: confirm on Westerra’s current site before relying on them.
Branches serving Greater Denver: Denver metro branches — use westerracu.com locations..
Caveats: 7-county list includes Boulder/Broomfield — only because Westerra publishes them. Not a claim that every Boulder ZIP is uniquely special. CIP always applies.
Join difficulty rationale: Easy — published 7-county Denver metro live/work path covering the core Front Range counties.

Sources

Not a guarantee: Meeting the published field of membership does not mean you will be approved. Credit unions still run identity checks (CIP) and their own account rules.

Last verified: 2026-10-26 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying.