Jovia Financial Credit Union

Easy Live, work, worship, or attend school in Nassau or Suffolk (East End towns excluded)

Who can join Live/work/worship/school in Nassau or Suffolk Counties, NY · Southampton, East Hampton, Shelter Island excluded · or family sponsor

How hard Easy

Fees / share Confirm share / product minimums on Jovia site (not invented here)

ATM notes Confirm ATM / Co-op access on jovia.org

Official name: Jovia Financial Credit Union (formerly Nassau Educators Federal Credit Union / NEFCU)
Charter / type: NCUA-insured credit union (confirm via NCUA locator).
Field of membership (summary): Published: join if you live, work, worship, or attend school in Nassau or Suffolk Counties on Long Island, NY. Suffolk County townships of Southampton, East Hampton, and Shelter Island are excluded. Or be sponsored by an immediate family member who is already a Jovia member.
Join steps (as published): Confirm Nassau/Suffolk eligibility (watch East End exclusions). Apply via jovia.org / join.jovia.org. Have ID ready.
Fees (only if published): Opening share and fee schedule: confirm on current Jovia account/disclosures pages (not invented here).
ATM / network notes: ATM network details: confirm on jovia.org (not invented here).
Branches serving Greater NYC: Long Island–focused — use jovia.org location tools.. Not a five-borough community FOM.
Caveats: This path covers Long Island counties as published — not Manhattan/Brooklyn/Queens/Bronx/Staten Island unless you separately qualify (e.g. work on LI). East End exclusions matter.
Join difficulty rationale: Easy — published county live/work/worship/school path for Nassau/Suffolk (with named exclusions).

Sources

Not a guarantee: Meeting the published field of membership does not mean you will be approved. Credit unions still run identity checks (CIP) and their own account rules.

Last verified: 2026-10-26 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying.