Island Federal Credit Union

Official name

Island Federal Credit Union

Charter / type

NCUA-insured federal credit union (confirm via NCUA locator).

Field of membership (summary)

Published community FOM: persons who live, work, worship, or attend school in, and businesses located in, Nassau County, New York or the following portions of Suffolk County: Towns of Huntington, Babylon, Smithtown, Islip, Brookhaven, Riverhead, or Southold, or the Poospatuck Reservation. Additional SEG / association paths (including Thrive Mission Inc. and various Brooklyn SEGs) are published separately — see membership-eligibility page. Immediate family/household of members also included as published.

Join steps (as published)

Confirm Nassau or listed Suffolk town path (or another published common bond). Apply via islandfcu.org. Open required share savings.

Fees (only if published)

Island publishes low membership share requirements on help/membership materials — confirm the current dollar minimum on islandfcu.org before applying (do not rely on third-party summaries alone).

ATM / network notes

ATM / surcharge-free network: confirm on islandfcu.org.

Branches serving Greater NYC

Long Island–focused — use islandfcu.org. Brooklyn SEG paths do not mean all of Brooklyn is community-eligible.

Caveats

Suffolk coverage is town-list, not all of Suffolk (East End / other towns may be out). Brooklyn content on the eligibility page is largely SEG/underserved CD polygons — not a whole-borough Easy claim.

Join difficulty rationale

Easy — published Nassau + named Suffolk towns live/work/worship/school community path.

Last verified: 2026-10-26 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying.