WSECU

Easy Live/work/worship in WA · $1 savings open

Who can join Live, work, or worship in Washington; relatives of eligible people; CWU/Evergreen/UW/WSU students also noted

How hard Easy

Fees / share $1 minimum to open / $1 minimum balance on savings (published)

ATM notes 30,000+ ATMs / 5,000+ shared branches (published) — confirm fees

Official name: Washington State Employees Credit Union (WSECU)
Charter / type: NCUA-insured credit union (confirm via NCUA locator). Name reflects history; membership expanded beyond state employees.
Field of membership (summary): Published: originally founded for state employees; in 2013 expanded membership to anyone who lives, works, or worships in Washington. Relatives of eligible people also qualify. Students at CWU, Evergreen, UW, and WSU are also listed on the join page.
Join steps (as published): Confirm eligibility. Provide name, address, DOB, SSN, and government ID. Open savings with published minimum deposit. Soft credit pull for identity verification noted for new members (does not affect credit scores per savings page).
Fees (only if published): Savings: minimum $1 deposit to open and $1 minimum balance (published). Other fees: confirm consumer savings rate and fee schedule.
ATM / network notes: Published network: 25 WSECU branches, 5,000+ shared branches, 30,000+ ATM locations. Confirm surcharge rules on current disclosures.
Branches serving Greater Seattle: Statewide WA branches — use wsecu.org locations.
Caveats: You do not need to be a state employee. Soft credit pull for CIP is disclosed — not a hard inquiry per WSECU copy.
Join difficulty rationale: Easy — published statewide Washington live/work/worship path.

Sources

Not a guarantee: Meeting the published field of membership does not mean you will be approved. Credit unions still run identity checks (CIP) and their own account rules.

Last verified: 2026-10-25 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying. Membership always subject to CU approval and identity verification.