Browse by city
Pick a metro hub to compare published join paths — who can join, how hard it is, and fees/ATM notes when the credit union publishes them. No invented eligibility.
Counts below are Joinable seed listings on each hub (Easy + Medium community paths), not “every credit union in the metro.” Always confirm on the CU’s membership page.
California
Southwest
Texas
Southeast
Pacific Northwest
Also useful
Hub counts last reviewed: 2026-10-25 (America/Los_Angeles). We re-check membership pages about every 90 days.