Westerra Credit Union
Easy Live/work 7-county Denver metro · $5 prime share · or $5 DPS Foundation
Who can join
Live or work in Adams, Arapahoe, Boulder, Broomfield, Denver, Douglas, or Jefferson County; family of members; or $5 Denver Public Schools Foundation contribution
How hard
Easy
Fees / share
$5 prime share deposit (published) · $5 DPS Foundation alt path
ATM notes
Confirm ATM / network on westerracu.com (not invented here)
- Official name
- Westerra Credit Union
- Charter / type
- NCUA-insured credit union (confirm via NCUA locator).
- Field of membership (summary)
- Published: anyone who lives or works in the 7-county Denver metro area (Adams, Arapahoe, Boulder, Broomfield, Denver, Douglas, Jefferson), is an immediate family member of a Westerra member, or contributes $5 to the Denver Public Schools Foundation (labeled donation path).
- Join steps (as published)
- Confirm 7-county live/work (or family / $5 DPS Foundation). Open membership with published $5 prime share deposit. Apply via westerracu.com.
- Fees (only if published)
- $5 prime share deposit required for membership (published on product/rate pages). DPS Foundation path is a separate $5 contribution when geography/family does not apply. Other fees: confirm on Westerra schedules.
- ATM / network notes
- ATM / network: confirm on Westerra’s current site before relying on them.
- Branches serving Greater Denver
- Denver metro branches — use westerracu.com locations. Do not invent addresses.
- Caveats
- 7-county list includes Boulder/Broomfield — only because Westerra publishes them. Not a claim that every Boulder ZIP is uniquely special. CIP always applies.
- Join difficulty rationale
- Easy — published 7-county Denver metro live/work path covering the core Front Range counties.
Sources
Not a guarantee: Meeting the published field of membership does not mean you will be approved. Credit unions still run identity checks (CIP) and their own account rules.
Last verified: 2026-10-26 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying. Membership always subject to CU approval and identity verification.