Texans Credit Union

Official name

Texans Credit Union

Charter / type

NCUA-insured credit union (confirm via NCUA locator). North Texas / Richardson-area CU with published multi-county community path.

Field of membership (summary)

Published Membership page: membership open to (1) anyone who lives, works, or attends school in Collin, Cooke, Dallas, Denton, Ellis, Fannin, Grayson, Hunt, Kaufman, Rockwall, Tarrant, Travis, or Williamson counties; (2) Texas residents through Texas Consumer Council membership (Texans states they take care of TCC enrollment and fee); (3) employees of Texans Preferred Businesses; (4) immediate family of current members.

Join steps (as published)

Apply online (18+) or at a branch. Provide name, address, DOB, SSN, and ID as requested. Fund Texans Savings with a minimum $5 deposit.

Fees (only if published)

Membership agreement / shared ATM FAQs: $0 at Texans, Allpoint, and CO-OP ATMs. Other ATMs: Texans charges $3 per inquiry, transfer, or withdrawal plus owner surcharge. Savings share $5 (existing).

ATM / network notes

Use ATMs displaying Texans, Allpoint, or CO-OP logos for $0 Texans ATM fee. Foreign ATM rules may add percentage fees outside Allpoint — see membership agreement.

Branches serving Greater DFW

Published Dallas and Richardson branches among others — use texanscu.org locations; do not invent addresses.

Caveats

County list clearly covers core Greater DFW (Dallas, Tarrant, Collin, Denton). Statewide TX-resident path is via TCC — labeled as association/facilitated enrollment on CU site. CIP always applies.

Join difficulty rationale

Easy — published multi-county live/work/school path including Dallas, Tarrant, Collin, and Denton.

Last verified: 2026-10-25 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying. Membership always subject to CU approval and identity verification.