Peak Credit Union
Easy Live/work/worship/school in WA · or $5 charity donation
Who can join
Live, work, worship, or attend school in Washington; or $5 Relay for Life / Habitat donation; or family/household of a member
How hard
Easy
Fees / share
Confirm share/opening $ on Peak site · optional $5 donation path
ATM notes
Nationwide ATM access cited on join FAQ — confirm fees on site
- Official name
- Peak Credit Union (formerly TwinStar Credit Union)
- Charter / type
- NCUA-insured credit union (confirm via NCUA locator). Formerly TwinStar Credit Union.
- Field of membership (summary)
- Published: Washington — live, work, worship, or attend school anywhere in Washington. Oregon — live or work in listed counties. Charitable donation — donate at least $5 (through the CU at account opening) to Relay for Life (WA, OR, ID, MT, CA) or Habitat for Humanity (Peak adds $10 on your behalf). Or immediate family/household of a current member.
- Join steps (as published)
- Confirm WA community path (or donation / family path). Open an account via peakcu.org with photo ID, SSN, and proof of address.
- Fees (only if published)
- Donation path: $5 charitable donation at opening (published). Regular share / opening deposit amounts: confirm on Peak consumer rate/fee schedules (not invented here).
- ATM / network notes
- Join FAQ: access to a nationwide network of ATMs; confirm surcharge and fee details on Peak disclosures.
- Branches serving Greater Seattle
- WA/OR branches (Olympia PO Box HQ) — use peakcu.org locations. TwinStar branding may still appear in older materials.
- Caveats
- Rebrand TwinStar → Peak: same institution for join purposes. Donation path is optional when geography already qualifies.
- Join difficulty rationale
- Easy — published statewide Washington live/work/worship/school path (plus labeled $5 donation alternative).
Not a guarantee: Meeting the published field of membership does not mean you will be approved. Credit unions still run identity checks (CIP) and their own account rules.
Last verified: 2026-10-25 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying. Membership always subject to CU approval and identity verification.