Neighborhood Credit Union

Official name

Neighborhood Credit Union

Charter / type

State-chartered, NCUA-insured credit union (confirm via NCUA locator). Historic DFW community CU; now statewide Texas FOM via Neighborhood CU Foundation path.

Field of membership (summary)

Published Who We Serve / home FAQ: anyone who lives in the state of Texas is eligible for membership. Family members of current members also qualify. Membership requires opening a Prize Savings Account with a minimum $25 deposit (membership share). DFW branches are published across North Texas; statewide live path covers Dallas, Tarrant, Collin, and Denton residents.

Join steps (as published)

Meet published eligibility (live in Texas or family of a member). Open Prize Savings with $25 minimum. Apply online or at a branch with government ID and CIP details as requested.

Fees (only if published)

Rates & fees page: $1.95 per ATM inquiry or withdrawal at non-Neighborhood CU ATMs (effective Feb 2, 2026 per rates page). Prize Savings share $25 (existing). Other fees: confirm myncu.com/bank/rates-and-fees.

ATM / network notes

Surcharge-free networks published: Allpoint and MoneyPass (convenience/locator). Neighborhood left Co-op Shared Branching (Jan 2023 news). Prefer Allpoint/MoneyPass to avoid the $1.95 NCU fee + owner surcharge.

Branches serving Greater DFW

Published DFW-area branches include Dallas, Arlington, Coppell, Richardson, Prosper, Mesquite, and others on Who We Are / locations — use myncu.com locator; do not invent addresses.

Caveats

Statewide Texas live path is published; do not invent ZIP exceptions. CIP and CU approval always apply.

Join difficulty rationale

Easy — published statewide Texas residency path that covers Greater DFW.

Last verified: 2026-10-25 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying. Membership always subject to CU approval and identity verification.