MemberSource Credit Union
Easy Live/work/worship/school in Harris, Montgomery, or Fort Bend · $5 Savings
NCUA + Excess ASI: MemberSource savings marketing states deposits are insured up to $500,000 — the first $250,000 by the NCUA (federal) and additional coverage by Excess Share Insurance (ASI), a private insurer. Excess ASI is not NCUA / NCUSIF coverage and is not backed by the U.S. government. Prefer the NCUA $250,000 as the federal floor; treat ASI excess as optional private layer. Confirm current insurance language on MemberSource’s site before relying on excess coverage.
Who can join
Live/work/worship/school in Harris, Montgomery, or Fort Bend County
How hard
Easy
Fees / share
$5 Savings to open
ATM notes
Not fully transcribed this pass — use CU locator
- Official name
- MemberSource Credit Union
- Charter / type
- NCUA-insured credit union (confirm via NCUA locator). Houston-area community CU. Savings marketing also cites Excess Share Insurance above NCUA — see ASI caveat.
- Field of membership (summary)
- Published become-a-member page: live, work, worship, or attend school within Harris, Montgomery, or Fort Bend Counties; or employee of a MemberSource SEG; or related to a member by blood, marriage, adoption, or share a household with a member.
- Join steps (as published)
- Confirm county / SEG / family path. Open Savings with a published $5 to open (pays dividends). Apply online or via Member Service Center (713.627.4000).
- Fees (only if published)
- Savings: $5 to open (published). Other fees: not fully transcribed this pass.
- ATM / network notes
- Co-Op Shared Branching mentioned — nationwide participating CU access (published). Exact ATM network brand/count not fully transcribed this pass.
- Branches serving Greater Houston
- Houston HQ address published (10100 Richmond Ave., Houston, TX 77042). Use membersourcecu.org locations — do not invent branch lists.
- Caveats
- Three-county FOM (Harris / Montgomery / Fort Bend — not Brazoria/Galveston on the geographic list). See ASI excess-insurance caveat below. CIP always applies.
- Join difficulty rationale
- Easy — published Harris/Montgomery/Fort Bend live/work/worship/school path.
Sources
Not a guarantee: Meeting the published field of membership does not mean you will be approved. Credit unions still run identity checks (CIP) and their own account rules.
Last verified: 2026-10-25 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying. Membership always subject to CU approval and identity verification.