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MembersFirst Credit Union

Easy Live/work Cobb, DeKalb, Douglas, Paulding + City of Sandy Springs · $5 savings
Who can join Live/work Cobb, DeKalb, Douglas, Paulding counties · or City of Sandy Springs
How hard Easy
Fees / share $5 Membership Savings · no membership fee (published)
ATM notes CU HERE / Presto! noted; confirm CO-OP on current materials
Official name
MembersFirst Credit Union
Charter / type
NCUA-insured Georgia credit union (confirm via NCUA locator). Decatur main office marketing.
Field of membership (summary)
Published eligibility: individuals who live or work in Bryan, Chatham, Cobb, DeKalb, Douglas, Effingham, Paulding counties, and the City of Sandy Springs, GA (not whole Fulton County). Also healthcare/education SEGs and many employer groups. Family of eligible persons may join.
Join steps (as published)
Confirm county/city path (or SEG). Open Membership Savings with a $5 deposit; site states no membership fee. Georgia DL/ID required for join materials.
Fees (only if published)
Become-a-member: deposit of $5; no membership fee (published). Full fee schedule: membersfirstga.com About → Fee Schedule.
ATM / network notes
Contact/marketing materials reference surcharge-free network access (CU HERE / Presto! appear in member materials). Exact CO-OP counts vary by product page — confirm on current MembersFirst materials; do not invent nationwide counts.
Branches serving Greater Atlanta
Metro Atlanta and Savannah-area branches — use membersfirstga.com contact/locations.
Caveats
Sandy Springs is a city path inside Fulton — not county-wide Fulton. Strong for Cobb/DeKalb. CIP always applies.
Join difficulty rationale
Easy — published county-wide live/work for Cobb and DeKalb (major Atlanta counties), with honest Sandy Springs city note for north Fulton.

Sources

Not a guarantee: Meeting the published field of membership does not mean you will be approved. Credit unions still run identity checks (CIP) and their own account rules.

Last verified: 2026-10-25 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying. Membership always subject to CU approval and identity verification.