Island Federal Credit Union
Easy Nassau County + listed Suffolk towns live/work/worship/school
Who can join
Live/work/worship/school in Nassau County or listed Suffolk towns (Huntington, Babylon, Smithtown, Islip, Brookhaven, Riverhead, Southold, Poospatuck) · plus other published SEGs
How hard
Easy
Fees / share
Published community path: membership savings with low share — confirm $1 / current minimum on site
ATM notes
Confirm ATM network on islandfcu.org
- Official name
- Island Federal Credit Union
- Charter / type
- NCUA-insured federal credit union (confirm via NCUA locator).
- Field of membership (summary)
- Published community FOM: persons who live, work, worship, or attend school in, and businesses located in, Nassau County, New York or the following portions of Suffolk County: Towns of Huntington, Babylon, Smithtown, Islip, Brookhaven, Riverhead, or Southold, or the Poospatuck Reservation. Additional SEG / association paths (including Thrive Mission Inc. and various Brooklyn SEGs) are published separately — see membership-eligibility page. Immediate family/household of members also included as published.
- Join steps (as published)
- Confirm Nassau or listed Suffolk town path (or another published common bond). Apply via islandfcu.org. Open required share savings.
- Fees (only if published)
- Island publishes low membership share requirements on help/membership materials — confirm the current dollar minimum on islandfcu.org before applying (do not rely on third-party summaries alone).
- ATM / network notes
- ATM / surcharge-free network: confirm on islandfcu.org.
- Branches serving Greater NYC
- Long Island–focused — use islandfcu.org. Brooklyn SEG paths do not mean all of Brooklyn is community-eligible.
- Caveats
- Suffolk coverage is town-list, not all of Suffolk (East End / other towns may be out). Brooklyn content on the eligibility page is largely SEG/underserved CD polygons — not a whole-borough Easy claim.
- Join difficulty rationale
- Easy — published Nassau + named Suffolk towns live/work/worship/school community path.
Not a guarantee: Meeting the published field of membership does not mean you will be approved. Credit unions still run identity checks (CIP) and their own account rules.
Last verified: 2026-10-26 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying. Membership always subject to CU approval and identity verification.