iQ Credit Union

Easy Live/work/school in WA · $5 membership

Who can join Live, work, or attend school in Washington; listed OR counties; family of members; other published SEG/business paths

How hard Easy

Fees / share $5 minimum deposit to open (published)

ATM notes ~30,000 ATMs cited; Intelligent Checking up to $25 ATM refunds when quals met

Official name: iQ Credit Union
Charter / type: NCUA-insured credit union (confirm via NCUA locator). Southwest WA roots; WA statewide live/work/school path.
Field of membership (summary): Published eligibility includes: any person who lives, works, or attends school in the State of Washington; listed Oregon counties; immediate family of an existing iQ member; PFBC members in Oregon; southwest Washington school employees; and WA (and listed OR) businesses.
Join steps (as published): Confirm WA live/work/school. Open with published $5.00 minimum deposit for general membership (18+). Provide photo ID, SSN/TIN, and address verification as listed.
Fees (only if published): General membership (18+): $5.00 minimum deposit to open (published on checking/eligibility section). Other fees: Personal Fee Schedule on iqcu.com.
ATM / network notes: Checking pages cite a nationwide network (~30,000 ATMs). Intelligent Checking may refund non-iQ ATM fees up to $25/month when requirements are met (published). Confirm current terms.
Branches serving Greater Seattle: Southwest WA / Vancouver-area strength — use iqcu.com locations. Seattle branch density may be limited; verify locator.
Caveats: WA-wide FOM with SW WA branch concentration. Prefer confirming a convenient branch or digital banking fit.
Join difficulty rationale: Easy — published statewide Washington live/work/school path.

Sources

iqcu.com/checking (eligibility + $5 open)

Not a guarantee: Meeting the published field of membership does not mean you will be approved. Credit unions still run identity checks (CIP) and their own account rules.

Last verified: 2026-10-25 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying. Membership always subject to CU approval and identity verification.