Gesa Credit Union
Easy Live/work/worship/school in WA · $5 share
Who can join
Live, work, worship, or attend school in Washington; close relative of eligible person; or select ID/OR counties
How hard
Easy
Fees / share
$5 minimum opening deposit on savings products (published)
ATM notes
SmartPlus Checking can refund domestic ATM fees when quals met — confirm schedule
- Official name
- Gesa Credit Union
- Charter / type
- NCUA-insured credit union (confirm via NCUA locator). HQ Richland; WA community path includes Seattle.
- Field of membership (summary)
- Published: if you live, work, worship or attend school in the state of Washington, are a close relative of someone who qualifies, or are a resident of select Idaho/Oregon counties, you are eligible. Once a member, always a member.
- Join steps (as published)
- Confirm WA path. Open a savings account (membership) — published $5 minimum opening deposit on Smart Savings / related savings disclosures. Apply via gesa.com.
- Fees (only if published)
- Smart Savings / SmartPlus Savings / High-Yield Savings: minimum opening deposit $5 (published membership-page disclosures). Checking online may require $25 opening in some products — see notes on membership page. Other fees: confirm fee schedule.
- ATM / network notes
- SmartPlus Checking: unlimited domestic ATM fee refunds when monthly qualifying requirements are met (published). Prefer confirming current ATM rules before relying on refunds.
- Branches serving Greater Seattle
- Statewide WA presence (Seattle to Spokane messaging on site) — use gesa.com locations. Do not invent Seattle branch addresses.
- Caveats
- Eastern WA roots; FOM is still WA-wide live/work. Branch density varies by city — verify locations.
- Join difficulty rationale
- Easy — published statewide Washington live/work/worship/school path.
Not a guarantee: Meeting the published field of membership does not mean you will be approved. Credit unions still run identity checks (CIP) and their own account rules.
Last verified: 2026-10-25 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying. Membership always subject to CU approval and identity verification.