FourLeaf Federal Credit Union
Easy Nationwide membership (U.S.) · Long Island roots · $5 share
Who can join
Anyone located in the United States (published nationwide eligibility) · $5 minimum share savings
How hard
Easy
Fees / share
$5 minimum deposit to open membership savings (published)
ATM notes
30,000+ surcharge-free Co-op ATMs (published) — confirm on site
- Official name
- FourLeaf Federal Credit Union (formerly Bethpage Federal Credit Union)
- Charter / type
- NCUA-insured federal credit union (confirm via NCUA locator).
- Field of membership (summary)
- Published: membership is available nationwide — anyone located in the United States could be eligible to become a FourLeaf member. Formerly Bethpage Federal Credit Union (Long Island). Eligibility subject to approval and membership requirements.
- Join steps (as published)
- Open an eligible savings/membership account online or in branch with required ID and SSN. Fund the $5 minimum share deposit. Have a mobile phone available for online verification. Apply via fourleaffcu.com.
- Fees (only if published)
- Published: $5 minimum deposit to open a membership/savings account online. Product fees and checking requirements: confirm on current FourLeaf disclosures (not invented here).
- ATM / network notes
- Published: access to over 30,000 surcharge-free ATMs nationwide through the Co-op ATM Network (must show Co-op logo). Out-of-network ATMs may charge owner fees — confirm on site.
- Branches serving Greater NYC
- Long Island / metro New York footprint historically (Bethpage HQ area) plus digital — use fourleaffcu.com location tools. Do not invent branch addresses.
- Caveats
- Nationwide eligibility is not a claim that every NYC borough ZIP has a branch. CIP and approval always apply. Confirm current FOM wording on the CU site (Bethpage → FourLeaf rebrand).
- Join difficulty rationale
- Easy — published nationwide open membership with a clear $5 share path.
Not a guarantee: Meeting the published field of membership does not mean you will be approved. Credit unions still run identity checks (CIP) and their own account rules.
Last verified: 2026-10-26 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying. Membership always subject to CU approval and identity verification.