First Service Credit Union

Official name

First Service Credit Union

Charter / type

NCUA-insured credit union (confirm via NCUA locator). Houston-area community CU.

Field of membership (summary)

Published membership page: reside, work, worship, or study in Austin, Brazoria, Chambers, Fort Bend, Galveston, Grimes, Harris, Liberty, Matagorda, Montgomery, San Jacinto, Walker, Waller, or Wharton County, or Conroe ISD / Magnolia ISD. Also: related to an existing member; listed SEGs (KBR, Halliburton, CenterPoint Energy, Baker Hughes, NRG, Kinder Morgan); or donation to the You First Foundation (donation amount not published on the membership page — confirm before relying on that path).

Join steps (as published)

Confirm county / ISD / family / SEG / foundation path. Open Primary Savings with a published $1 deposit (establishes membership/ownership). Apply online, by phone, or at a Houston-area branch.

Fees (only if published)

Primary Savings: $1 (existing). Rates/service charges: non-network ATM $2.00 per transaction plus operator/other FI fee (surcharge-free ATMs page + rates). Other fees: use fscu.com rates/service charges — not fully transcribed.

ATM / network notes

First Service ATMs plus 85,000+ surcharge-free ATMs via Allpoint and Co-op networks (surcharge-free ATMs page). Prefer those networks to avoid the $2 FSCU fee.

Branches serving Greater Houston

14 Houston-area branches published on Primary Savings page. Use fscu.com locations — do not invent addresses.

Caveats

County-list FOM (includes Galveston). You First Foundation path is published but without a stated minimum donation on the membership page — treat as alternate only after confirming amount. CIP always applies.

Join difficulty rationale

Easy — published multi-county Houston live/work/worship/study path including Harris, Fort Bend, Montgomery, Brazoria, and Galveston.

Last verified: 2026-10-25 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying. Membership always subject to CU approval and identity verification.