First Community Credit Union
Easy Live/work/school/worship in Harris + 40 TX counties · $5 Primary Savings
Who can join
Live/work/school/worship in Harris, Fort Bend, Montgomery, Brazoria, Waller (+ 36 other TX counties)
How hard
Easy
Fees / share
$5 Primary Savings · ATM fees not fully transcribed
ATM notes
Not fully transcribed — use FCCU locator
- Official name
- First Community Credit Union
- Charter / type
- NCUA-insured credit union (confirm via NCUA locator). Multi-county Texas community CU serving 41 counties.
- Field of membership (summary)
- Published Field of Membership page: live, work, attend school, or worship in one of 41 Texas counties including Greater Houston counties Harris, Fort Bend, Montgomery, Brazoria, and Waller (also Austin, Brazos, Dallas, Tarrant, Travis, and others on the published list). Galveston County is not on the published 41-county list. Also: SEGs; relative/family of an FCCU member or employee.
- Join steps (as published)
- Confirm your county is on the 41-county list (or SEG/family). Open Primary Savings with a published $5 initial deposit; keep at least $5 to retain membership. Open online or by appointment.
- Fees (only if published)
- Primary Savings: $5 (existing). Detailed monthly account / ATM fee dollars: not fully transcribed from a current FCCU fee PDF this pass — use fccu.org disclosures / fee schedule; do not invent CO-OP counts.
- ATM / network notes
- ATM / shared-branch network brand and free-ATM counts: not fully transcribed this pass. Use fccu.org location/ATM tools.
- Branches serving Greater Houston
- Multi-city Texas presence including Houston-area marketing — use fccu.org locations; do not invent addresses.
- Caveats
- 41-county list — not Galveston. Do not claim whole-Texas. CIP always applies.
- Join difficulty rationale
- Easy — published 41-county TX live/work/school/worship path that includes Harris, Fort Bend, Montgomery, Brazoria, and Waller.
Not a guarantee: Meeting the published field of membership does not mean you will be approved. Credit unions still run identity checks (CIP) and their own account rules.
Last verified: 2026-10-25 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying. Membership always subject to CU approval and identity verification.