Family First Credit Union

Easy Live or work in Fulton, DeKalb, Gwinnett, Coweta, Cobb, Clayton · $5 share

Who can join Live/work in Fulton, DeKalb, Gwinnett, Coweta, Cobb, Clayton

How hard Easy

Fees / share $5 share deposit (published)

ATM notes Allpoint surcharge-free (published; 55k marketing)

Official name: Family First Credit Union
Charter / type: NCUA-insured Georgia credit union (confirm via NCUA locator). Historically school/municipal SEGs plus community counties.
Field of membership (summary): Published who-can-join page: all who live or work in Fulton, DeKalb, Gwinnett, Coweta, Cobb, and Clayton counties. Also school employees, municipalities, private/charter schools, company SEGs, and family/household of members.
Join steps (as published): Confirm live or work in one of the six counties. Open a share (savings) with minimum $5.00 initial deposit and maintain $5 (FAQs). Apply via ffcuga.org.
Fees (only if published): FAQs: open share with minimum $5.00 initial deposit; maintain $5 balance. Fee schedule exists on site for excessive withdrawals etc. — confirm current PDF before applying.
ATM / network notes: ATM page: surcharge-free via Allpoint network; marketing cites Allpoint’s 55,000 surcharge-free ATMs. Unlimited free use of Family First–owned ATMs; Family First does not charge for other merchants’ ATMs but the operator may surcharge.
Branches serving Greater Atlanta: Atlanta-area branches — use ffcuga.org locations.
Caveats: Six-county community path — not statewide Georgia. CIP always applies.
Join difficulty rationale: Easy — published county-wide live/work covering the five core Atlanta counties plus Coweta.

Sources

Not a guarantee: Meeting the published field of membership does not mean you will be approved. Credit unions still run identity checks (CIP) and their own account rules.

Last verified: 2026-10-25 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying. Membership always subject to CU approval and identity verification.