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Delta Community Credit Union

Easy Live or work in 20 metro Atlanta counties · $5 Savings
Who can join Live/work in 20 metro Atlanta GA counties (incl. Fulton, DeKalb, Cobb, Gwinnett, Clayton)
How hard Easy
Fees / share $5 Savings min open/balance (published)
ATM notes Delta Community + CO-OP free; non-network $2 (published)
Official name
Delta Community Credit Union
Charter / type
NCUA-insured credit union (confirm via NCUA locator). You do not need to work for Delta Air Lines.
Field of membership (summary)
Published eligibility: anyone living or working in 20 metro Atlanta counties: Barrow, Butts, Cherokee, Clayton, Cobb, Coweta, DeKalb, Douglas, Fayette, Forsyth, Fulton, Gwinnett, Hall, Henry, Jackson, Newton, Paulding, Rockdale, Spalding, Walton. Also company/association lists and relatives of members — see eligibility page.
Join steps (as published)
Confirm live or work in a listed county (or another published path). Open Savings with published $5 minimum opening deposit / $5 minimum balance. Apply via deltacommunitycu.com.
Fees (only if published)
Savings disclosure (eff. 10/01/26): minimum opening deposit $5; minimum balance $5. Non-network ATM fee $2.00 per withdrawal at non–Delta Community / non–CO-OP ATMs (fees page + savings disclosure). Inactive/low-balance fee $5/mo under published conditions. Checking monthly fees “pricing varies” — see fees page.
ATM / network notes
Fee-free at Delta Community–owned and CO-OP / Co-op network ATMs (fees page). Non-network ATM fee $2 per withdrawal transaction (published). Prefer CO-OP logo machines.
Branches serving Greater Atlanta
Metro Atlanta Member Centers — use deltacommunitycu.com locations. Do not invent addresses.
Caveats
County list is authoritative — not “any Georgia ZIP.” Delta Air Lines employment is optional, not required. CIP always applies.
Join difficulty rationale
Easy — published county-wide live/work path covering core Greater Atlanta counties.

Sources

Not a guarantee: Meeting the published field of membership does not mean you will be approved. Credit unions still run identity checks (CIP) and their own account rules.

Last verified: 2026-10-25 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying. Membership always subject to CU approval and identity verification.