DATCU

Official name

DATCU

Charter / type

NCUA-insured credit union (confirm via NCUA locator). North Texas community CU (Denton roots).

Field of membership (summary)

Published Become a Member page: anyone living or working in Denton, Wise, Cooke, Clay, Montague, Collin, Dallas, Parker, Tarrant, Jack, or Grayson counties; students and alumni of University of North Texas; students and alumni of Texas Woman’s University; eligible family of members.

Join steps (as published)

Open a savings (share) account online at app.datcu.org, at a branch, or by phone. Minimum $5 share deposit establishes membership.

Fees (only if published)

Truth in Savings / fee materials: other (non-DATCU / non-Allpoint) ATMs $2.00 per transaction plus owner/network surcharge (ATM page + fee schedule). Share $5 (existing). Fee schedule date on site: confirm current PDF under Fees and Disclosures.

ATM / network notes

DATCU-owned and Allpoint ATMs: no DATCU fee (ATM locations page). Prefer Allpoint / DATCU machines.

Branches serving Greater DFW

North Texas branch network — use datcu.org locations; do not invent addresses.

Caveats

County live/work path covers all four core DFW counties. CIP always applies.

Join difficulty rationale

Easy — published multi-county North Texas live/work path including Dallas, Tarrant, Collin, and Denton.

Last verified: 2026-10-25 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying. Membership always subject to CU approval and identity verification.