Columbia Credit Union
Easy Live or work in WA · $10 lifetime membership fee
Who can join
Individuals and businesses in Washington State (and listed OR counties); families of eligible individuals
How hard
Easy
Fees / share
$10 lifetime membership fee (published)
ATM notes
Income Checking can rebate nationwide ATM fees when quals met — confirm schedule
- Official name
- Columbia Credit Union
- Charter / type
- NCUA-insured credit union (confirm via NCUA locator). Southwest WA / Portland-adjacent brand; WA statewide personal FOM includes King/Snohomish/Pierce live/work.
- Field of membership (summary)
- Published: membership is open to individuals and businesses in Washington State and in the Oregon communities of Clackamas, Marion, Multnomah, and Washington Counties (and to the families of eligible individuals). Open-an-account page: if you or anyone in your family lives or works in Washington State (or those OR counties), you’re eligible.
- Join steps (as published)
- Confirm WA live/work (or family). Must be U.S. citizen or resident, 18+, with SSN and ID. Pay the published $10 lifetime membership fee. Apply via columbiacu.org.
- Fees (only if published)
- $10 lifetime membership fee (published on open-an-account). Other product fees/APYs change often — confirm current schedules; Joinable does not invent rates.
- ATM / network notes
- Income Checking: up to $25 nationwide ATM fee rebates when monthly requirements are met (published). Confirm current terms.
- Branches serving Greater Seattle
- Strong Vancouver WA / SW WA / Portland-metro footprint — use columbiacu.org locations. Seattle-area branch density may be limited; verify locator.
- Caveats
- WA-wide FOM ≠ dense King County branches. Digital banking may be the practical path for Greater Seattle residents.
- Join difficulty rationale
- Easy — published Washington State live-or-work path.
Not a guarantee: Meeting the published field of membership does not mean you will be approved. Credit unions still run identity checks (CIP) and their own account rules.
Last verified: 2026-10-25 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying. Membership always subject to CU approval and identity verification.