City Credit Union

Official name

City Credit Union

Charter / type

NCUA-insured credit union (confirm via NCUA locator). North Texas community CU.

Field of membership (summary)

Published Membership / New Accounts pages: live, work, worship, or attend school in Dallas, Collin, Denton, Tarrant, Rockwall, Kaufman, Ellis, Grayson, Cooke, Hunt, Parker, Wise, or Johnson counties; or family of a City CU member; or SEG employment. Core Greater DFW counties are all listed.

Join steps (as published)

Request an appointment or apply as directed. For new accounts bring valid photo ID and proof of address if needed. Published: $5 minimum deposit for membership; $25 for checking if opening checking.

Fees (only if published)

Fee Schedule (Jan 2026 PDF): out-of-network ATM transaction $3; balance inquiry $3. Membership deposit $5 (existing). Daily ATM withdrawal limits published in EFT disclosure ($800 / 10 withdrawals per 24 hours) — confirm current PDF.

ATM / network notes

Participates in surcharge-free networks including MoneyPass (ATM locations pages). Prefer MoneyPass / City CU ATMs to avoid the $3 out-of-network fee + owner surcharge.

Branches serving Greater DFW

Published branches include East Dallas, Duncanville, Waxahachie, Sherman, Gainesville — use citycu.org locations.

Caveats

County-level FOM — not a claim that every ZIP in those counties is verified beyond the published county list. CIP always applies.

Join difficulty rationale

Easy — published 13-county North Texas live/work/worship/school path covering all four core DFW counties.

Last verified: 2026-10-25 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying. Membership always subject to CU approval and identity verification.