Brooklyn Cooperative Federal Credit Union
Medium Specific Brooklyn / Queens community districts · $25 fee + $30 share
Who can join
Live/work/worship/business/org in listed Brooklyn CDs 3,4,5,8,9,16 or Queens CD 5 · or Friends of Bk Coop orgs · or family/household of members
How hard
Medium
Fees / share
$25 membership fee + $30 membership share (published)
ATM notes
Network surcharge-free ATMs · Citibank ATM surcharge-free withdrawals (published)
- Official name
- Brooklyn Cooperative Federal Credit Union (Brooklyn Coop)
- Charter / type
- NCUA-insured federal credit union (confirm via NCUA locator).
- Field of membership (summary)
- Published community districts: Brooklyn CD 3 (Bushwick), 4 (Bed-Stuy), 5 (East New York / Cypress Hills / etc.), 8 (Prospect Heights / Crown Heights), 9 (Prospect Lefferts Gardens / Wingate), 16 (Brownsville / Ocean Hill); Queens CD 5 (Ridgewood, Glendale, Maspeth, Middle Village). Relationship required: live, work, worship, operate a business, or belong to a community organization headquartered in the FOM. Also relatives/household of members and listed “Friends of Bk Coop” organizations (e.g. NYCHA, Inclusiv, Red Hook Initiative — see full list on site).
- Join steps (as published)
- Confirm CD / Friends path. Open in branch (checking in person) or savings online. Bring photo ID, proof of address, SSN/ITIN. Pay $25 fee + $30 share.
- Fees (only if published)
- Published: $25 membership fee + $30 membership share. Savings may have $3 monthly fee (waived with e-statements per table). Checking monthly fees: see Brooklyn Coop fee schedule.
- ATM / network notes
- Published: network surcharge-free ATMs; bonus — surcharge-free withdrawals at any Citibank ATM in the country (per membership page).
- Branches serving Greater NYC
- Published Brooklyn branches (Myrtle Ave, Fulton St, Chestnut St) — confirm hours on brooklyn.coop. Not all of Brooklyn.
- Caveats
- Only listed community districts — not all of Brooklyn or Queens. Join cost is higher than $5-share Easy peers → Medium.
- Join difficulty rationale
- Medium — clear published neighborhood FOM, but CD-limited geography plus $25+$30 join cost.
Sources
Not a guarantee: Meeting the published field of membership does not mean you will be approved. Credit unions still run identity checks (CIP) and their own account rules.
Last verified: 2026-10-26 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying. Membership always subject to CU approval and identity verification.