Bellco Credit Union
Easy Live/work in listed CO counties (incl. Denver metro) · $1 Membership Account
Who can join
Live or work in listed Colorado counties including Adams, Arapahoe, Denver, Douglas, Jefferson (plus Boulder, Broomfield, Weld, and others); family of members; SEGs; Bellco Foundation path for out-of-state
How hard
Easy
Fees / share
$1 Membership Account min (published Truth in Savings) · confirm other fees
ATM notes
Shared branches & ATMs referenced on Bellco disclosures — confirm current network on site
- Official name
- Bellco Credit Union
- Charter / type
- NCUA-insured credit union (confirm via NCUA locator).
- Field of membership (summary)
- Published location eligibility: live or work in Adams, Alamosa, Arapahoe, Boulder, Broomfield, Denver, Douglas, El Paso, Fremont, Garfield, Huerfano, Jefferson, Larimer, Las Animas, Mesa, Moffat, Pueblo, Rio Blanco, or Weld County. Also family of members; Bellco SEG employers; and Bellco Foundation membership for interested parties outside Colorado (labeled foundation path).
- Join steps (as published)
- Confirm live/work in a listed county (Denver metro core counties are on the list). Open a Membership Account (ownership share). Apply online or in a branch via bellco.org.
- Fees (only if published)
- Membership Account minimum opening / share balance $1 (published Truth in Savings / Membership FAQs). Other product fees: confirm on Bellco’s current fee disclosure — not invented here.
- ATM / network notes
- Bellco disclosures reference shared branches & ATMs. Prefer Bellco / partner machines; confirm non-network ATM fees on the current fee schedule.
- Branches serving Greater Denver
- Denver metro and I-25 corridor branches — use bellco.org locations. Do not invent addresses.
- Caveats
- County list is multi-region Colorado, not a claim that every Aurora/Lakewood ZIP is uniquely special. Out-of-state path is Bellco Foundation (confirm contribution details on BellcoFoundation.org). CIP always applies.
- Join difficulty rationale
- Easy — published live/work path covering Denver, Adams, Arapahoe, Jefferson, and Douglas counties.
Not a guarantee: Meeting the published field of membership does not mean you will be approved. Credit unions still run identity checks (CIP) and their own account rules.
Last verified: 2026-10-26 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying. Membership always subject to CU approval and identity verification.