BECU

Easy Live/work/worship/school in WA · membership free

Who can join Live, work, worship, or attend school in Washington (all counties); also select OR/ID counties, affiliations, or association donation path

How hard Easy

Fees / share Membership free · $10 online / $0 in person to open savings (published)

ATM notes BECU + partner ATMs; confirm non-network fees on site

Official name: BECU (Boeing Employees’ Credit Union)
Charter / type: NCUA-insured credit union (confirm via NCUA locator). You do not need to work for Boeing.
Field of membership (summary): Published eligibility: anyone who lives, works, worships, or goes to school in Washington state (all counties). Also residents of listed Oregon and Idaho counties; employees/retirees of BECU, Boeing, or credit unions (and family); members/donors of listed associations (UWAA, WSUAA, BECU Foundation, GoWest Foundation, KEXP, Sea Hawkers). If none of the above apply, BECU may donate to a qualifying association on your behalf.
Join steps (as published): Confirm WA live/work/worship/school (or another published path). Open an account — membership is free. Online: minimum $10 deposit; in person: savings can open with no deposit. Apply via becu.org.
Fees (only if published): Membership is free. Online savings opening deposit $10; in person, no deposit required to open savings. No monthly maintenance fees or minimum balance to keep the account open (published on membership page). Other product fees: confirm on BECU fee schedules.
ATM / network notes: Access to BECU and partner ATM networks (business membership page cites 77,000+ surcharge-free BECU and partner ATMs). Prefer BECU / partner machines; confirm non-network ATM fees on the current fee schedule before relying on them.
Branches serving Greater Seattle: Extensive Puget Sound / WA Neighborhood Financial Centers — use becu.org locations. Do not invent addresses.
Caveats: Boeing employment is optional, not required. Association donation path is a fallback when geography/affiliation does not apply. CIP always applies. Not a claim that every Seattle ZIP is uniquely special — WA statewide FOM covers Greater Seattle live/work.
Join difficulty rationale: Easy — published statewide Washington live/work/worship/school path covering King, Snohomish, and Pierce (and Kitsap).

Sources

Not a guarantee: Meeting the published field of membership does not mean you will be approved. Credit unions still run identity checks (CIP) and their own account rules.

Last verified: 2026-10-25 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying. Membership always subject to CU approval and identity verification.