Alliant Credit Union

Official name

Alliant Credit Union

Charter / type

NCUA-insured credit union (confirm via NCUA locator).

Field of membership (summary)

Published eligibility: work for or retired from a partner business; or immediate family member / domestic partner of a current member; or live or work in listed communities near Chicago headquarters (Arlington Heights, Bensenville, Des Plaines, Elk Grove Village, Elmhurst, Franklin Park, Harwood Heights, Itasca, Mount Prospect, Niles, Norridge, Northlake, O’Hare International Airport, Park Ridge, Prospect Heights, River Grove, Rolling Meadows, Rosemont, Schiller Park, Wood Dale). If none apply, select “Other: Join Alliant Credit Union Foundation” during the application — Alliant publishes that it pays the one-time $5 membership fee on your behalf (labeled association/Foundation path).

Join steps (as published)

Choose employer, family, listed community, or Foundation path in the online application. Apply via alliantcreditunion.org. Have SSN/ITIN and photo ID ready. Fund the High-Rate Savings (and any other products you select) as prompted.

Fees (only if published)

Published: no membership fees/dues. Foundation path: Alliant pays the one-time $5 fee. Product minimums/APY details: confirm on Alliant disclosures (not invented here).

ATM / network notes

Published: more than 80,000 fee-free ATMs across the U.S. Confirm out-of-network fees on current disclosures.

Branches serving Greater Chicago

Primarily digital; Chicago-area HQ communities listed above — use alliantcreditunion.org for access details. Do not invent branch addresses.

Caveats

Listed community path is not all of Chicago/Cook — only the published NW suburbs / O’Hare-area list. Most Chicago residents will use the Foundation path (labeled). CIP always applies.

Join difficulty rationale

Easy — published open Foundation path for people without employer/family/listed-community eligibility.

Last verified: 2026-10-26 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying. Membership always subject to CU approval and identity verification.