Affinity Federal Credit Union

Official name

Affinity Federal Credit Union

Charter / type

NCUA-insured federal credit union (confirm via NCUA locator).

Field of membership (summary)

Published: membership via employees of participating businesses; participating associations/clubs; immediate family or household of members; or by making a one-time $5 donation to the Affinity Foundation (labeled association/Foundation path). All members must maintain a $5 “share” in a Membership Eligibility Account (non-dividend, must stay funded).

Join steps (as published)

Choose employer, association, family, or Foundation donation path during join. Apply via affinityfcu.com. Fund the $5 Membership Eligibility Account.

Fees (only if published)

Published: $5 share in Membership Eligibility Account required. Foundation path: one-time $5 donation (labeled). Other product fees: confirm on Affinity disclosures.

ATM / network notes

Branch/ATM network across NJ, NY (incl. White Plains / Rockland area), PA, CT per Affinity locations page — confirm on affinityfcu.com. Not a claim of dense five-borough branches.

Branches serving Greater NYC

Published NY branches include White Plains, Bardonia, Stony Point (confirm current list). Strong NJ footprint. Use affinityfcu.com/about-us/locations/.

Caveats

Foundation/$5 path is labeled — not a free association. Community live/work in NYC boroughs is not the primary published FOM; most metro joiners will use Foundation or employer/association.

Join difficulty rationale

Easy — published open $5 Affinity Foundation donation path available when employer/association does not apply.

Last verified: 2026-10-26 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying. Membership always subject to CU approval and identity verification.