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Water and Power Community Credit Union (WPCCU)

Easy LA + San Bernardino County community path
Who can join Live/work/worship/school in LA or San Bernardino County
How hard Easy
Fees / share $25 deposit (published)
ATM notes Not published on membership page reviewed
Official name
Water and Power Community Credit Union
Charter / type
Community credit union (also serves LADWP employees/association). Routing number published: 322078422. Confirm NCUA via locator.
Field of membership (summary)
Employees/retirees of LADWP; members of LA DWP Employees Association; anyone who lives, works, worships, or attends school in Los Angeles or San Bernardino counties; family of current members.
Join steps (as published)
Online open, in branch, or form. Need two valid IDs (plus address proof if ID address outdated), SSN, funding method. $25 deposit and ~5 minutes stated on membership page.
Fees (only if published)
Membership funding: $25 deposit (published). Other monthly/ATM fees: not published on the new-membership page reviewed.
ATM / network notes
Not specified on the membership page reviewed — not published here.
Branches serving Greater LA
Multiple branches implied; use WPCCU branch finder. Contact: 800-300-9728.
Caveats
Despite the “Water and Power” name, community path is county-wide for LA and San Bernardino — do not imply applicants must work at DWP.
Join difficulty rationale
Easy — explicit two-county community FOM plus published $25 opening deposit.

Sources

Not a guarantee: Meeting the published field of membership does not mean you will be approved. Credit unions still run identity checks (CIP) and their own account rules.

Last verified: 2026-10-24 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying. Membership always subject to CU approval and identity verification.