Tech CU
Easy Bay Area + selected CA counties live/work/worship/school
Who can join
Live/work/worship/school in listed Bay & CA counties
How hard
Easy
Fees / share
$5 membership fee or $25 Membership Savings
ATM notes
CO-OP / Allpoint noted on fee schedule; 85,000+ ATMs on savings page
- Official name
- Technology Credit Union (trade name Tech CU)
- Charter / type
- NCUA-insured credit union (NCUSIF language published; Tech CU states it is federally insured though not federally chartered). Confirm via NCUA locator.
- Field of membership (summary)
- Anyone who lives, works, worships, or attends school in Santa Clara, San Mateo, Alameda, Contra Costa, Santa Cruz, San Francisco, Marin, Napa, Solano, Sonoma, Los Angeles, Orange, San Diego, Sacramento, or San Joaquin Counties in California. Also: Canyon/Ada Counties (Idaho) live/work; TechCU@Work employers; family of members; affiliated orgs (Financial Fitness Association, NCHRA, SJSUAA); employees/employers of public or private technology-based entities with a CA location.
- Join steps (as published)
- Open Checking or Savings online or via Tech CU channels. Membership established by either a $5 one-time non-refundable membership fee or depositing $25 in a Membership Savings Account (balance must remain for membership). ID / SSN as required by CIP. Membership subject to approval.
- Fees (only if published)
- Membership: $5 Custom Membership one-time non-refundable fee or $25 Membership Savings deposit (not available for transactions; must remain). Fee schedule effective 1/01/2026. Other product fees: see Tech CU Consumer Schedule of Fees — not fully transcribed.
- ATM / network notes
- Savings page: access to over 85,000 ATMs in the US. Fee schedule footnotes reference CO-OP or Allpoint networks for surcharge-free use; non-network ATMs may surcharge.
- Branches serving Bay Area
- Branches concentrated in Silicon Valley / South Bay — use techcu.com locations. Do not invent addresses.
- Caveats
- County list is broad across Bay Area and selected CA counties — still confirm your county is on the published list. Affiliated-org paths (FFA, etc.) are alternates; do not invent org fees not published on Tech CU pages reviewed.
- Join difficulty rationale
- Easy — published multi-county Bay Area (and broader CA) live/work/worship/school path with clear $5 fee or $25 share options.
Sources
Not a guarantee: Meeting the published field of membership does not mean you will be approved. Credit unions still run identity checks (CIP) and their own account rules.
Last verified: 2026-10-25 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying. Membership always subject to CU approval and identity verification.