SAFE Credit Union

Official name

SAFE Credit Union

Charter / type

NCUA-insured credit union (fee schedule / savings pages state “Insured by NCUA”). Confirm via NCUA locator.

Field of membership (summary)

Live or work in Sacramento, Placer, El Dorado, Yolo, San Joaquin, Contra Costa, Solano, Yuba, Sutter, Butte, Nevada, Alameda, or Amador County. Family members of members are welcome (published).

Join steps (as published)

Confirm county eligibility → open Share Savings (membership share) with published minimum → complete CIP (ID / identity verification). Online or branch; use SAFE join flow.

Fees (only if published)

Share Savings: $5 minimum opening deposit (published on savings page). Low-balance monthly service fee of up to $5 if month-end balance is below $5 (waived under 21 / when balance ≥ $5) — fee schedule. Other fees: see SAFE fee schedule; do not invent.

ATM / network notes

Not fully transcribed from join pages this pass. Use safecu.org locations / ATM tools.

Branches serving Sacramento

Local Sac metro branches (SAFE Convention Center partnership noted on site). Use safecu.org locator — addresses not copied this pass.

Caveats

Eligibility is live/work in listed counties — not “all California.” Adjacent Solano / San Joaquin / etc. are published; always match your address to the list.

Join difficulty rationale

Easy — published multi-county community path covering Sacramento County and adjacent metros with a $5 share opening deposit.

Last verified: 2026-10-25 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying. Membership always subject to CU approval and identity verification.