First U.S. Community Credit Union

Official name

First U.S. Community Credit Union

Charter / type

NCUA-insured (membership agreement / site). Confirm via NCUA locator.

Field of membership (summary)

Live, work, or worship in Sacramento, Placer, Nevada, El Dorado, Amador, Yuba, Yolo, Sutter, San Joaquin, Solano, Sierra, and Contra Costa counties. Also: federal employees throughout California; SAFEWAY employees in Northern California and Northern Nevada; immediate family or household of current members.

Join steps (as published)

Meet membership requirements including purchase/maintenance of the minimum membership share and CIP (government photo ID, SSN, ChexSystems review per account agreement). Online or branch.

Fees (only if published)

2024 annual report: membership fee eliminated; par share reduced from $25 to $5. Treat $5 as the published share requirement; re-check current Truth-in-Savings / join flow before applying. Other fees: see First U.S. disclosures — not fully transcribed.

ATM / network notes

About page: 30,000 ATMs nationwide and 5,000+ branches (shared network language).

Branches serving Sacramento

Sacramento-area community CU since 1936. Use firstus.org locations — do not invent addresses.

Caveats

Share $ comes from annual report language rather than a single “join with $X” marketing line — still cite the report; confirm at apply. Occupational paths (federal employees / SAFEWAY) are alternates.

Join difficulty rationale

Easy — published multi-county community path including Sacramento County with a low published share.

Last verified: 2026-10-25 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying. Membership always subject to CU approval and identity verification.