First Credit Union
Medium Within 10 miles of a branch (or referral / family / SEG) · share $ not published
Who can join
Live, work, and worship within a ten-mile radius of any First Credit Union branch; or family/household, SEG, or member referral
How hard
Medium
Fees / share
Share / join $ not published on join page reviewed
ATM notes
Not fully transcribed this pass — use CU locator
- Official name
- First Credit Union
- Charter / type
- NCUA-insured credit union (confirm via NCUA locator). Arizona community CU (est. 1929).
- Field of membership (summary)
- Membership to persons who live, work, and worship within a ten mile radius of any First Credit Union branch. Also: immediate family of members; household members; employees & retirees of business partners / SEGs; member referrals from any current member in good standing.
- Join steps (as published)
- Be at least 18, legal US resident, have physical + mailing address, SSN, unexpired government ID. Open via First CU account flow. Confirm your address is within 10 miles of a branch on firstcu.net locations — do not invent branch lists.
- Fees (only if published)
- Share / join dollar amount not published on the join page reviewed this pass — say so rather than invent. Other fees: check First CU disclosures.
- ATM / network notes
- Nearly 30,000 surcharge-free ATMs and 5,400 shared branches cited in marketing — verify on firstcu.net; do not invent.
- Branches serving Greater Phoenix
- Phoenix-metro branches listed on firstcu.net — confirm current locations there; do not invent addresses.
- Caveats
- Ten-mile radius is geographic nuance — verify your address against their branch map; not a blanket Maricopa County claim. Member-referral path may help if outside the radius. CIP and CU approval always apply.
- Join difficulty rationale
- Medium — published 10-mile branch-radius community path (city/branch-proximity nuance) rather than full-county open FOM.
Sources
Not a guarantee: Meeting the published field of membership does not mean you will be approved. Credit unions still run identity checks (CIP) and their own account rules.
Last verified: 2026-10-25 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying. Membership always subject to CU approval and identity verification.