California Community Credit Union

Official name

California Community Credit Union (CACCU)

Charter / type

NCUA primary share insurance up to $250,000, plus ASI additional coverage up to $250,000 (published on join page — combined “insured for $500,000” marketing language). Confirm NCUA status via NCUA locator. This is not ASI-only.

Field of membership (summary)

Individuals who live in, regularly work in, or regularly worship in Sacramento, Placer, or Stanislaus County. Family of members eligible once you join. Additional SEGs / labor / CA agency groups listed on CACCU Field of Membership PDF (Aug 2026 online copy) — occupational paths are alternatives, not required for the county path.

Join steps (as published)

Join online, at a branch, or by phone (1-800-332-1418). Membership described as fast, secure, and FREE on the join page. CIP / ID verification apply.

Fees (only if published)

Join page: membership described as FREE. Exact share-par dollar amount not published on the pages reviewed this pass — say “not published” rather than invent. Other fees: check CACCU disclosures.

ATM / network notes

Not fully transcribed this pass. Use caccu.org tools.

Branches serving Sacramento

Sacramento-area community CU. Use caccu.org locations — do not invent addresses.

Caveats

ASI note: NCUA is primary; ASI is published as additional private coverage — same pattern as Upward (NCUA + excess ASI), not SF Fire / South Bay ASI-only. County path does not include El Dorado / Yolo unless you also qualify via another listed group.

Join difficulty rationale

Easy — published county live/work/worship path for Sacramento (and Placer / Stanislaus).

Last verified: 2026-10-25 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying. Membership always subject to CU approval and identity verification.