California Coast Credit Union
Easy Seven-county SoCal live/work path (includes San Diego)
Who can join
Live or work in San Diego, Riverside, Orange, LA, Ventura, Imperial, or San Bernardino counties
How hard
Easy
Fees / share
$5 one-time membership fee; Primary Savings $0 minimum to open
ATM notes
30,000+ fee-free ATMs (published)
- Official name
- California Coast Credit Union (Cal Coast)
- Charter / type
- NCUA federally insured (published on Primary Savings page). Confirm via NCUA locator.
- Field of membership (summary)
- Live or work in San Diego, Riverside, Orange, Los Angeles, Ventura, Imperial, or San Bernardino counties.
- Join steps (as published)
- Open an account or apply for a loan online / branch. Need ~5 minutes, government-issued ID, physical/mailing address, SSN, DOB. A one-time membership fee may apply.
- Fees (only if published)
- One-time membership fee: $5 (membership-benefits footer; Primary Savings; Membership Agreement). Primary Savings: $0 minimum to open; $5 monthly maintenance fee waived with $50 minimum daily balance (or under 18 / account <6 months / Association Account). Dividends require $50 balance.
- ATM / network notes
- 30,000+ fee-free ATMs (Primary Savings page).
- Branches serving San Diego County
- San Diego County footprint (e.g. San Marcos noted on site notices). Use calcoastcu.org branch finder — addresses not copied this pass.
- Caveats
- County list is live/work only on pages reviewed — do not invent worship/school coverage.
- Join difficulty rationale
- Easy — published multi-county live/work path including San Diego County.
Sources
Not a guarantee: Meeting the published field of membership does not mean you will be approved. Credit unions still run identity checks (CIP) and their own account rules.
Last verified: 2026-10-25 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying. Membership always subject to CU approval and identity verification.