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Cabrillo Credit Union

Easy San Diego County live/work path
Who can join Live or work in San Diego County (also federal employees SD/Imperial, Sharp, FORBPO, family)
How hard Easy
Fees / share $5 opening deposit into Regular Share Savings (membership share)
ATM notes 30,000+ surcharge-free ATMs; 5,000 Shared Branch Network (published)
Official name
Cabrillo Credit Union
Charter / type
NCUA-insured credit union (federal insurance FAQs published). Confirm via NCUA locator.
Field of membership (summary)
You may be eligible if you live or work in San Diego County; are a federal government employee living or working in San Diego or Imperial County; work for Sharp HealthCare; are a member of FORBPO in CA, AZ, NM, or TX; or are an immediate family member of a Cabrillo member. Become-a-Member history also notes City of Carlsbad employees among SEGs.
Join steps (as published)
Establish share with $5 opening deposit into savings. Provide name, address, email/phone, DOB, SSN, government-issued ID. Open online or at one of 4 branches.
Fees (only if published)
Membership share: $5 opening deposit into Regular Share Savings (Become a Member). Other fees: see Cabrillo fee schedule — not fully transcribed this pass.
ATM / network notes
Network of more than 30,000 surcharge-free ATMs; Shared Branch Network (5,000 nationwide) (Become a Member).
Branches serving San Diego County
4 branches (published). Use cabrillocu.com — addresses not copied this pass.
Caveats
County live/work is Easy for SD. SEG / FORBPO paths are occupational/affinity — do not present as general open paths.
Join difficulty rationale
Easy — published San Diego County live/work path with $5 share deposit.

Sources

Not a guarantee: Meeting the published field of membership does not mean you will be approved. Credit unions still run identity checks (CIP) and their own account rules.

Last verified: 2026-10-25 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying. Membership always subject to CU approval and identity verification.