Arizona Financial Credit Union

Official name

Arizona Financial Credit Union (formerly Arizona Federal)

Charter / type

State-chartered, NCUA-insured credit union (confirm via NCUA locator). Formerly Arizona Federal Credit Union.

Field of membership (summary)

Eligible if you live, work, worship, attend school, or regularly conduct business in: Maricopa, Coconino, Gila, La Paz, Mohave, Navajo, Pima, Pinal, Yavapai, or Yuma County — or via family/household of a current member. Alternate: donation of at least $15 to Local First Arizona (published).

Join steps (as published)

Apply online or at a branch. Online savings opening notes: government ID, verification Qs, funding method; age 18+ for online with up to two joint owners. CIP applies.

Fees (only if published)

Exact membership share-par dollar amount not clearly published as a fixed “join with $X” on the About eligibility page. Basic Savings: no minimum opening deposit and no monthly service fee (published); dividends from $25 balance. Do not invent a share fee. Other fees: see Consumer Rate and Fee Schedule.

ATM / network notes

Not fully transcribed this pass. Published marketing cites shared-network ATM access — verify on site; do not invent counts.

Branches serving Greater Phoenix

Phoenix-metro + western Arizona footprint. Use arizonafinancial.org locations — do not invent addresses.

Caveats

County path covers Greater Phoenix / Maricopa. The $15 Local First Arizona donation is an alternate when outside the listed counties — treat donation-only as a small published association/donation path. CIP and CU approval always apply.

Join difficulty rationale

Easy — published multi-county live/work/worship/school path including Maricopa. (Donation-only path for non-county applicants is Medium-style association/$15.)

Last verified: 2026-10-25 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying. Membership always subject to CU approval and identity verification.